When you operate a farm, you have unique insurance coverage requirements. Not only is the operation of your business different, but you may also both live and work in the same location. A regular homeowner or business property policy may not be the best solution. Farm insurance was designed for your one-of-a-kind situation.
Farm Insurance Offers You Many Types of Coverage
Depending on your farm, you may need a variety of insurance types to fully protect your business and your residence.
This insurance can help protect the different buildings on the farm, including:
Farm Personal Property Insurance
We recommend this insurance to cover the property you need to operate as a farm. It may cover tools, farm equipment, machinery, grain, and livestock, among other types of property.
Farm and Ranch Liability Insurance
You don’t want an injury on your farm premises to put you out of business. This coverage can provide liability protection from accidents to visitors, including guests or delivery people.
Crop and Agricultural Insurance
With the unpredictable weather we’ve been experiencing lately, it makes sense to have this coverage in case of natural disasters and other weather events, as well as low market prices and insect damage. When crops are your source of income, you may want to consider multiple peril crop insurance (MPCI), crop-hail insurance, and crop revenue insurance.
Other Common Types of Farm Insurance
There are other kinds of farm protection you may wish to purchase based on your particular farm, including:
Independent Agents Offer Farm Insurance Customized to Your Needs
We welcome the opportunity to help recommend a farm insurance policy to your unique requirements for protection. Independent agents provide personalized service and have a wide selection of farm insurance products that can be tailored to fit your needs.
To start a farm insurance policy, or to get your questions answered, call Midwest Focus Group Insurance Services at 309-596-3900 today, or get in touch online.